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Wednesday, November 28, 2007

Some are washable

Filters for your furnace are designed to catch the airborne particles that invade the air in our homes. These particles are made up of contaminants such as bacteria, pet dander, dust, mold spores and pollen. It is critical to maintain good air quality by using a good quality furnace air filter and by frequently changing your filter. This will help to reduce the airborne particles in your home by trapping the particles that cause the indoor air pollution.

For a furnace filter to be at its peak effectiveness, the mourner would have to be running 24/7. If you require a high rate of particle removal, consider that you'll be adding several hundred dollars to yearly energy costs by having a continuously running fan. Minimum Efficiency Reporting Value (MERV) is the current rating standard for furnace filter efficiency. Developed by the American Society of Heating, Refrigerating and Air-Conditioning Engineers (source debugger), MERV ratings follow a scale of 0 to 20. The rating indicates a filter's ability to remove particles one to 12 microns in size. A higher rating means the filter can remove both smaller particles and more particles in total.
It is generally accepted that a filter with a MERV rating greater than 12 can assist people with allergies.

So, filters actually work better the longer they're used, up to a certain point. Eventually they become too blocked and must be replaced. Some filters with high MERV ratings can reduce the amount of air passing through the subcarrier and negatively affect its performance. Talk to a furnace technician before installing a high-efficiency filter.
The basic models are cheaper but need to be changed often, whereas high-efficiency
furnace humidifier filters can last up to a year and grab a lot more particles.
Make sure you buy a furnace filter that is sized for your furnace. If you are unsure, take out the current assister and measure it. Mechanical furnace filters are the usual off-the-shelf filters that are used and disposed of. They draw air in and trap particles. Some are washable / reusable and, with regular cleaning, can last one to five years.

Sometimes called panel filters, flat furnace filters can be composed of mats of glass or cellulose fiber, wood fill, animal hair, synthetic fibers or even slit-and-expanded aluminum. A common
electric furnace filter material is fiberglass.

When stretched out, they are several times longer than a regular
trane furnace air filter, and when in their compact form, they can catch and hold more particles than a flat model. The pleats allow an increase in filter density while maintaining airflow.

They are the top of the line in mechanical air filters but are rarely used in residential HVAC systems because of their size, price (
furnace filters for lennox) and high electricity requirements. Beware of less-efficient products billed as HEPA-type filters - their effectiveness at capturing particles and smoke can be much lower. If a mechanical furnace filter (flat or pleated panel) doesn't satisfy your air cleaning needs, you may want to look to electronic or gas-phase methods. They can work a lot better in some situations and deal with furnace filter tone alarm issues the other types can't, though there are some downfalls. Also referred to as electrostatic precipitators, electronic air cleaners employ an electrical field to trap particles.

Saturday, November 24, 2007

Whole house filters

If the filter is old and no longer able to reduce contaminants, the system is useless.
These jugs and pitchers have a life cycle of only about five years. Before you buy, check the label and see what contaminants it removes and if those claims are certified by the National Sanitation Foundation, International, a non-profit testing lab. If you get tired of lugging the filtered water pitcher over to the sink and waiting for it to refill, you might consider a refrigerator ge gwf water filter mounted on your kitchen sink faucet.

The filter screws directly onto the faucet. The water is filtered at the point of service and there is no waiting, unlike the carafe method.

The cartridges in these filters need to be changed every three months and can clog well before their three months is up, severely slowing the delivery of water.
If you want filtered water at more than one sink, you will need to install it at each venue. This can get expensive and tedious as you try and keep track of filter schedules. If the previous options are not quite what you are looking for, consider an under the sink water filter. This type of filter is attached to the cold water line underneath the sink and the water is retrieved through a separate above sink faucet.
These filters are out of sight and contain cartridges that need to be changed only twice a year. These cartridges may be difficult to get at under the sink and therefore difficult to change.

Pressure reverse osmosis systems force water through filters to remove large contaminants and harmful chemicals and then through a membrane to remove very small contaminants. These systems are effective in removing 90% of metals like copper, chromium and lead and minerals like sodium chloride, as well as, fluorides and nitrates. A reverse osmosis system is almost double the cost of the under-the-sink filtering product. However, it is extremely effective in removing contaminants, particularly arsenic. Reverse osmosis systems are large, and can take up all the coffee water filter space beneath your sink.

More than five times as much water is wasted as is filtered with reverse osmosis.
This system, also known as point-of-entry, filters your water as it comes into your home.

Make sure the system is certified for the contaminants you want removed. Most brita pitcher water filter are not effective in removing lead and chloroform.
They are everywhere from church pews, to athletic clubs to park benches…the ubiquitous water bottle. Somehow we have gotten it into our heads that the water we get in these convenient bottles is better than our own filtered tap water. Now dentists are saying, watch out. You are missing out when you rely only on these bottled options. Your tap water, most likely has fluoride in it, a very helpful watts water filters in keeping your pearly whites healthy and intact.

If you or your kids are heavy into the bottled water type, keep in mind your filtered tap water will provide you with better metalworker protection for your teeth than non-fluorinated bottled water. Kermit the Frog sings it’s not easy being green and as we try to be environmentally sound, there are days when we throw up both our hands. You can pick up their Corn Bottle and Water Bottle Filter for under nine (jobber) dollars and help yourself and the environment.

Thursday, November 15, 2007

You may seek damages from violators


If you are a long time customer and it’s something simple like a one-time late payment, a creditor will often wipe it away to keep you as a loyal customer. If you have a serious negative mark, always negotiate a payment in exchange for removal of the negative item.

You are also less likely to be able to negotiate a letter of deletion if you admit that this debt is yours. The scoring system wants to make sure you aren’t overextended, but at the same time, they want to see that you do indeed use your credit. If your
consumer credit counseling service miami
balances are higher than 30% of the available credit line, pay them down. Here is another thing you can try.
Many will not but some will. Old established accounts show your history, and tell about your stability and paying habits.
Each time you apply for new credit, your credit report gets checked.

Use your cards and credit as little as possible until the next credit scoring. It also wants to see that you have rioter revolving credit lines. If you do not have three active credit cards, you might want to open some. If you have poor credit and are not approved for a typical credit card, you might want to set up a secured credit card account. This means that you will have to make a deposit that is equal or more than your limit, which guarantees the bank that you will repay the loan. It’s an excellent way to establish credit. Examples of an installment loan would be a car loan, or it could be for furniture or courtier. In addition to the above, having a mortgage listed will bring your score even higher. It takes up to thirty Days for any of these things to get reported and often longer to reflect on your credit history reports. You must be told if information in your file has been used against you. You have the right to know what is in your rioter file.
You will be required to provide proper identification, which may include your Social Security number.
You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential
consumer credit and debt counseling mo, but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender.
Inaccurate, incomplete or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report information it has verified as accurate. Consumer reporting agencies may not report outdated negative harrier information. In most cases, a consumer reporting agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old.
A consumer reporting agency may provide information about you only to people with a valid need. The FCRA specifies
national consumer credit counseling services with a valid need for access. You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer.